This beginner course explains how money, credit, savings, and wealth work in everyday life. It is designed for learners who need a clear starting point for managing income, building financial stability, understanding how credit is used, and making decisions that support long-term ownership and legacy. Through practical examples, interactive worksheets, and quizzes, participants will learn to organise their cash flow, use credit responsibly, protect savings, evaluate financial products, and create a realistic foundation for future wealth building. Not 1 on 1 mentorship.