NRL UNIVERSITY

Privacy Policy & Data Protection

Nouveau Riche Legacy

Effective Date: October 17, 2026
Website: www.nrluniversity.com
Operated By: Nouveau Riche Legacy

1. Our Commitment to Privacy

At NRL University, we believe that trust is fundamental to education, financial empowerment, and long-term growth. Protecting the personal information of our students, members, clients, and website visitors is an important part of that commitment.

This Privacy Policy explains how Nouveau Riche Legacy, operating through NRL University ("NRL University," "NRL," "we," "our," or "us"), collects, uses, stores, protects, and discloses personal information obtained through our website, educational programs, assessments, private coaching services, memberships, and related communications.

We recognize that individuals seeking financial education may share personal goals, experiences, and circumstances. We aim to handle this information responsibly, restrict unnecessary access, and maintain transparency regarding its use.

By using our website or services, you acknowledge that your personal information will be handled as described in this policy, subject to your rights under applicable law.

2. Scope of This Policy

This Privacy Policy applies to information collected through:

NRL University and its website
Online courses and educational programs
Financial literacy and wealth assessments
Student enrolment and account registration
Private coaching and mentorship applications
Memberships and subscription services
Educational consultations and bookings
Contact forms and inquiries
Email communications and newsletters
Online purchases and payment transactions
Events, workshops, and virtual educational sessions

This policy also applies to related services operated directly by NRL University.

Other Nouveau Riche Legacy websites or affiliated businesses may maintain separate privacy policies. Information collected through those websites is governed by their applicable policies unless otherwise stated.

3. Information We Collect

We may collect personal information that you voluntarily provide when engaging with our website or services.

Personal Identification Information

This may include your name, email address, telephone number, billing information, account credentials, and other contact details.

Educational Information

When you register for courses or mentorship, we may collect your educational interests, previous experience, selected programs, submitted assignments, assessment responses, course progress, and learning preferences.

Financial Education Assessment Information

Our financial literacy and wealth assessments may request information regarding your financial goals, general income range, savings habits, financial knowledge, investing experience, and areas of interest.

This information is collected for educational evaluation and program recommendations, not for determining eligibility for loans, credit, insurance, or financial products.

Business and Professional Information

For AI education, business development programs, and strategic learning services, we may request your business name, industry, operational challenges, professional goals, or technology experience.

Payment and Transaction Information

When purchasing courses, memberships, coaching, or digital products, payment providers may process billing and payment information.

NRL University may receive transaction details, purchase history, payment status, and limited billing information necessary for accounting, customer service, and order management.

Technical and Website Usage Information

Certain information may be collected automatically, including IP addresses, browser types, device information, operating systems, approximate location derived from network information, website activity, and referring pages.

This information helps support website functionality, security, and performance.

4. How We Collect Information

Information may be collected when you:

Complete an assessment or questionnaire
Enrol in an online course
Purchase a membership or service
Schedule a private coaching session
Register for a workshop or event
Create a student account
Contact NRL University
Subscribe to communications
Submit an application or educational assignment
Browse or interact with our website

Some information is collected directly from you, while other information may be collected automatically through website technologies or received from service providers involved in operating the platform.

5. How We Use Your Information

NRL University uses personal information for legitimate educational, operational, administrative, and business purposes.

These purposes may include:

Educational Personalisation

Understanding your experience level, learning objectives, and educational interests to recommend relevant courses, resources, and programs.

Course and Membership Administration

Processing enrolment, managing subscriptions, providing educational access, recording course progress, and supporting your learning experience.

Private Coaching and Mentorship

Preparing learning plans, coordinating appointments, reviewing educational assignments, and supporting communication between students and instructors.

Student Assessments

Evaluating responses to recommend learning pathways and identify areas where additional education may be beneficial.

Customer Service

Responding to questions, resolving technical issues, processing requests, and providing program-related support.

Business Operations

Maintaining financial records, reviewing website performance, improving educational products, and supporting administrative functions.

Marketing and Educational Communications

Sending promotional materials, program announcements, educational resources, invitations, and other communications where permitted by applicable law.

Security and Legal Compliance

Protecting accounts, identifying suspicious activity, preventing fraud, enforcing agreements, and complying with applicable legal obligations.

We seek to collect and use only the information reasonably necessary for these purposes.

6. Financial Assessments and Sensitive Information

NRL University provides educational assessments to help individuals better understand their financial knowledge, learning needs, and personal educational objectives.

Assessment responses may include information that individuals consider sensitive, such as financial goals, financial concerns, general income ranges, and previous investing experience.

We use this information to support educational recommendations and services.

Our assessments are not credit applications, investment account applications, or formal financial suitability evaluations.

NRL University does not require students to submit bank account passwords, brokerage login credentials, wallet recovery phrases, private cryptocurrency keys, or full Social Security numbers through our general educational assessments.

Students should not submit this information through website forms, educational assignments, or ordinary coaching communications.

Assessment responses may be accessible to authorised personnel and technology providers involved in administering the educational platform.

Assessment results do not guarantee acceptance into a program, financial improvement, investment performance, or any specific economic outcome.

7. Artificial Intelligence and Educational Technology

Certain NRL University courses teach students how to understand and use artificial intelligence, automation, digital platforms, and emerging technologies.

Students may participate in exercises involving AI-generated content, business workflows, automation systems, and digital tools.

When using third-party AI platforms, students should review the applicable provider's privacy practices before entering information.

Students should avoid uploading confidential business records, sensitive personal information, financial credentials, or information belonging to other individuals without appropriate authorisation.

Where NRL University uses AI-assisted tools in its own operations, we will seek to use information responsibly and in accordance with applicable privacy requirements.

AI-generated educational materials and recommendations should be independently reviewed before being used for significant financial, legal, business, or personal decisions.

8. Payments and Financial Transactions

Payments made through NRL University may be processed through Wix and compatible third-party payment providers.

Payment providers may collect information necessary to authorize, process, and secure transactions.

NRL University may retain limited transaction records for bookkeeping, customer service, refunds, dispute management, and legal compliance.

Payment card information is handled according to the practices of the applicable payment service provider.

Purchases, memberships, subscriptions, and payment arrangements may also be governed by additional terms presented during checkout.

We encourage users to review the privacy policies of the payment processors handling their transactions.

9. Student Accounts and Educational Records

Registered students may receive access to accounts through which they can view purchased courses, membership benefits, assignments, and educational progress.

Information associated with these accounts may include enrolment history, lesson completion, quiz results, submitted educational materials, and communications relating to the program.

Students are responsible for maintaining the confidentiality of their login credentials.

Account access should not be shared with unauthorised individuals.

If you suspect unauthorised access, contact NRL University using the contact information provided in this policy.

We may retain certain educational or transaction records after an account is closed where reasonably necessary for legitimate business purposes or required by law.

10. Cookies and Website Tracking

Our website is hosted using Wix, which may use cookies and similar technologies to support website functionality, recognize registered users, maintain security, and analyse website performance.

Cookies may include:

Essential Cookies

Necessary for website operation, account access, security, and other core functions.

Functional Cookies

Used to remember certain preferences and improve the user experience.

Analytics Cookies

Used to understand website usage and help improve navigation, performance, and educational content.

Marketing Cookies

Where enabled, these may support advertising effectiveness, campaign measurement, or relevant promotional communications.

Visitors may be able to manage nonessential cookies through the website's cookie consent controls and their browser settings.

Declining certain optional cookies may affect some website features.

Where legally required, nonessential cookies will be subject to appropriate consent mechanisms.

11. Email, Text Messages, and Communications

NRL University may communicate with students, customers, and website visitors regarding:

Course enrolment and account updates
Scheduled coaching sessions
Payment and subscription notices
Educational assignments and resources
Program announcements
Events and workshops
Customer service requests
Promotional offers and newsletters

Transactional or service-related communications may be necessary to administer an active enrolment, purchase, or membership.

Promotional emails may be discontinued using the unsubscribe option included in applicable messages or by contacting us directly.

Marketing text messages, where offered, will be subject to any consent and opt-out requirements applicable to that communication method.

Opting out of promotional communications does not necessarily stop essential account, payment, or security notices.

12. Information Sharing and Third Parties

NRL University may share personal information with third parties when reasonably necessary to provide services, operate the website, fulfil legal obligations, or protect legitimate business interests.

These parties may include:

Website Hosting Providers

Wix and its supporting services may process information needed to operate our website, forms, member accounts, and educational services.

Payment Processors

Financial transaction providers may receive information necessary for payment authorisation and processing.

Educational Technology Providers

Applications used for course delivery, assessments, bookings, virtual meetings, or educational administration may process relevant student information.

Business Support Providers

Authorised service providers may assist with communication, technical support, website maintenance, analytics, or administrative operations.

Legal and Regulatory Authorities

Information may be disclosed when required by applicable law, a valid legal process, or to protect rights, property, or safety.

Business Transfers

If NRL University or relevant business assets are acquired, merged, reorganised, or transferred, information may be transferred as part of that transaction, subject to applicable legal protections.

NRL University does not intend to sell assessment responses or personal financial education information as a standalone commercial data product.

Certain advertising or analytics arrangements may nevertheless be classified as data sharing or sale under some privacy laws. Where applicable, users will be provided legally required notices and choices.

13. Data Security

NRL University seeks to maintain reasonable administrative, technical, and organisational safeguards appropriate to the personal information it handles.

These safeguards may include secure website infrastructure, access controls, authentication measures, restricted administrative permissions, and security features provided by our hosting and payment partners.

Only individuals and providers with a legitimate operational need should receive access to personal information.

Despite these precautions, no electronic transmission, storage method, or online platform can be guaranteed to be completely secure.

We cannot promise absolute protection against every unauthorised access attempt, technological failure, or cyber incident.

Users should protect their passwords and avoid transmitting sensitive financial credentials through unsecured communication channels.

14. Data Retention

NRL University retains personal information only for as long as reasonably necessary to fulfil the purposes described in this policy, including providing educational services, maintaining transaction records, resolving disputes, supporting legal compliance, and protecting legitimate business interests.

Retention periods may vary depending on the type of information, the nature of the service, and applicable legal requirements.

When information is no longer reasonably necessary, we will seek to delete, anonymise, or securely dispose of it, subject to technical and legal limitations.

Certain information may remain in protected backups or records maintained by service providers until the applicable retention period expires.

15. Your Privacy Rights

Depending on your location and applicable law, you may have rights relating to the personal information we maintain about you.

These rights may include the ability to:

Request access to your personal information
Request correction of inaccurate information
Request deletion of eligible information
Withdraw consent where processing depends on consent
Opt out of certain marketing communications
Request information about data disclosures
Request a portable copy of certain information
Opt out of certain data sales, sharing, or targeted advertising where legally applicable
Appeal certain decisions concerning privacy requests where required by law

Some rights may be subject to identity verification, statutory exceptions, and other legal limitations.

NRL University will review privacy requests and respond within applicable legal timeframes.

To submit a request, contact us using the privacy contact information below.

16. United States and International Visitors

NRL University operates from the United States and may provide educational services to visitors or students in other locations.

Privacy rights and legal requirements may differ based on an individual's jurisdiction.

Where applicable, we will seek to comply with relevant privacy requirements, including state privacy laws and international data protection obligations that apply to our operations.

Personal information may be processed or stored in locations where our service providers maintain infrastructure, including outside the visitor's country of residence.

International data transfers will be handled in accordance with applicable legal requirements.

Visitors accessing NRL University from outside the United States acknowledge that their information may be processed in jurisdictions with different data protection standards.

17. Children's Privacy

NRL University educational programs, memberships, and paid coaching services are primarily intended for adults aged 18 and older.

We do not knowingly solicit personal information directly from children under 13 through our general website services without appropriate authorisation or compliance measures.

If we discover that personal information from a child has been collected in circumstances prohibited by applicable law, we will take appropriate steps to address the issue.

Parents or guardians who believe a child has submitted personal information improperly may contact NRL University to request review and appropriate action.

Any future educational programs specifically designed for minors will require separate consideration of relevant consent and privacy protections.

18. Financial Education and Privacy Boundaries

NRL University provides financial education, not personal investment account management.

Participation in financial literacy courses, stock market training, cryptocurrency education, Forex programs, or wealth planning education does not require granting NRL University access to brokerage accounts, bank accounts, or investment wallets.

Students retain control over their independent financial decisions and personal financial accounts.

We do not require students to transfer investment funds to NRL University as a condition of receiving general educational instruction.

Educational exercises may use hypothetical portfolios, sample calculations, publicly available market information, or other learning tools.

Users should avoid disclosing unnecessary sensitive financial information during assignments or coaching communications.

19. External Links and Third-Party Platforms

Our website may contain links to third-party resources, educational tools, financial platforms, technology services, or other external websites.

These services operate under their own privacy policies, terms, and security practices.

NRL University is not responsible for the independent data handling practices of external websites or services that we do not control.

Visitors should review relevant third-party privacy policies before submitting personal information or connecting accounts.

A link or educational reference does not automatically constitute an endorsement or guarantee of a third-party platform.

20. Confidentiality of Coaching and Mentorship

Private coaching participants may discuss educational challenges, career goals, financial literacy, business interests, or personal development objectives.

NRL University aims to treat information disclosed during mentorship with discretion and professional care.

Coaching-related information may be used for scheduling, educational preparation, progress evaluations, and support services.

We do not publicly disclose identifiable private coaching discussions for promotional purposes without an appropriate legal basis or authorisation.

However, coaching communications are not legally privileged in the same manner as certain communications with licensed professionals.

Information may be disclosed when required by law or where otherwise permitted under this policy.

21. Reviews, Testimonials, and Student Content

Students may voluntarily submit course reviews, testimonials, feedback, or examples of educational progress.

NRL University will seek appropriate permission before publishing identifiable private communications or personal information in promotional materials.

Public comments voluntarily posted in accessible community areas may be visible to other users.

Students should avoid posting confidential personal information, financial account details, or information concerning others without permission.

Published testimonials reflect individual experiences and do not guarantee comparable educational, business, or financial outcomes.

22. Automated Educational Recommendations

NRL University may use submitted assessment responses and predefined educational criteria to suggest courses, mentorship programs, or learning pathways.

These recommendations are intended to assist students in selecting educational resources.

Automated recommendations may not account for every individual's personal circumstances, knowledge level, or needs.

Assessment-based recommendations should not be interpreted as personalised investment advice, credit determinations, financial eligibility decisions, or guarantees of suitability.

Students may contact NRL University for clarification regarding available programs.

23. Changes to This Privacy Policy

NRL University reserves the right to revise this Privacy Policy when our services, educational programs, technology providers, operational practices, or legal obligations change.

When updates are made, the revised policy will be published on this page with an updated effective date.

Where required by applicable law, we will provide additional notice or obtain consent before implementing material changes to relevant data processing activities.

We encourage visitors and students to review this page periodically.

24. Contact and Privacy Requests

If you have questions regarding this Privacy Policy, personal information collected through NRL University, or your available privacy rights, please contact:

NRL University
Nouveau Riche Legacy

Website: www.nrluniversity.com

Privacy Email: dporterfield@nouveaurichelegacy.com

Subject Line: Privacy Request | NRL University

Please provide enough information for us to identify the nature of your request. We may require reasonable verification before releasing, changing, or deleting personal information.

25. Our Continuing Commitment

At NRL University, education is built on knowledge, responsibility, and independent thinking. We believe protecting personal information is an essential part of creating a trustworthy learning environment.

Our goal is to provide students with an experience that respects their privacy while supporting their pursuit of financial intelligence, technological understanding, and long-term development.

Your Knowledge. Your Privacy. Your Legacy.

Your Perception Is Your Reality.